These word lists cover the key terms you need to talk about money, make payments, and understand prices in everyday situations.
Payment Methods
These are the most common ways people pay for things.
- cash: money in bills and coins
- credit card: a card to borrow money for payment
- debit card: a card that takes money directly from your bank
- mobile payment: paying with a smartphone app
- bank transfer: sending money between bank accounts
- check: a written order to pay money from a bank account
- online payment: paying through the internet
- wallet: where you keep cash and cards
- change: coins returned when you pay more than the exact price
- receipt: a paper showing you paid
| English Word | Example Sentence |
|---|---|
| cash | I paid for the coffee in cash. |
| credit card | She used her credit card to buy the shoes. |
| debit card | You can pay with a debit card at the counter. |
| mobile payment | I made a mobile payment with my phone. |
| bank transfer | He sent the rent by bank transfer. |
| check | I wrote a check for $100. |
| online payment | The website accepts online payments. |
| wallet | My wallet is missing! |
| change | The cashier gave me change for a $20 bill. |
| receipt | Don’t forget to take your receipt. |
Don’t forget to take your ___.
receipt
A "receipt" is a paper that shows you have paid for something.
Price-Related Words
These words help you talk about the cost of things and compare prices.
- price: how much something costs
- cost: the amount you have to pay
- value: the worth of something
- discount: a reduction in price
- sale: a time when items are cheaper
- tax: extra money added to the price
- total: the whole amount to pay
- bargain: something bought for less than usual
- quote: a price estimate
- rate: the price for a service or per unit
| English Word | Example Sentence |
|---|---|
| price | What is the price of this jacket? |
| cost | The cost includes shipping fees. |
| value | This watch has great value for its price. |
| discount | There’s a 20% discount on electronics today. |
| sale | We got the sofa on sale last weekend. |
| tax | Sales tax is added at the checkout. |
| total | The total comes to $45.50. |
| bargain | I found a real bargain at the market. |
| quote | Can you give me a quote for the repairs? |
| rate | The hourly rate for the plumber is $40. |
Common Financial Actions
These verbs describe what you do when dealing with money and payments.
- pay: give money for something
- charge: ask for payment
- buy: get something by paying for it
- sell: give something in exchange for money
- refund: give money back
- save: keep money for later
- spend: use money to buy things
- owe: have to pay someone
- transfer: send money from one account to another
- withdraw: take money out of a bank
| English Word | Example Sentence |
|---|---|
| pay | I need to pay the electricity bill. |
| charge | The store charges $5 for delivery. |
| buy | She bought a new laptop yesterday. |
| sell | They sell fresh bread every morning. |
| refund | I got a refund for the damaged item. |
| save | He saves money every month. |
| spend | Don’t spend all your money at once. |
| owe | I owe $20 to my friend. |
| transfer | She transferred funds to her savings account. |
| withdraw | I withdrew $100 from the ATM. |
I got a ___ for the damaged item.
refund
A "refund" means getting your money back, usually because of a problem.
Useful Phrases
These short expressions and sentences help you navigate payment and pricing conversations.
- How much is it? — asking the price
- Can I pay by card? — asking about payment options
- Do you accept cash? — check if cash is okay
- Is there a discount? — inquire about a lower price
- I’d like to pay in cash. — state payment method
- Can I have the receipt? — ask for proof of payment
- Is tax included? — clarify if tax is part of the price
- What’s the total? — ask for the final amount
- I need a refund. — request money back
- Keep the change. — tell the cashier to keep the extra money
| English Phrase | Example Sentence |
|---|---|
| How much is it? | How much is it? I’d like to buy one. |
| Can I pay by card? | Can I pay by card or is it cash only? |
| Do you accept cash? | Do you accept cash at this store? |
| Is there a discount? | Is there a discount for students? |
| I’d like to pay in cash. | I’d like to pay in cash, please. |
| Can I have the receipt? | Can I have the receipt for my purchase? |
| Is tax included? | Is tax included in the price? |
| What’s the total? | What’s the total with tax? |
| I need a refund. | I need a refund for this faulty product. |
| Keep the change. | Keep the change — no need for coins. |
Summary
This guide covers the key vocabulary and phrases for talking about payment methods, prices, financial actions, and common expressions used when making purchases and handling money.
- Payment methods include cash, cards, and mobile apps.
- Price words help you discuss costs, discounts, and taxes.
- Action verbs describe buying, selling, paying, and refunding.
- Useful phrases make it easy to ask about prices and complete transactions.
Use these words and sentences to shop, pay bills, and talk about money with confidence!
Flashcards (1 of 40)
- Example Sentence: I paid for the coffee in cash.
- English Word: cash
Last updated: Wed Jun 18, 2025
