Currency words are the building blocks for talking about money, shopping, and finance in English. This guide covers the most common currency-related words, from the names of different currencies to terms used for coins, bills, and transactions.

Common Currency Names

These are the names of some of the most widely used currencies around the world. Knowing these will help you identify and talk about money from different countries.
CurrencyExampleCurrencyExample
dollardollarseuroeuros
poundpoundsyenyen
rupeerupeespesopesos
francfrancskronakronor
yuanyuandirhamdirhams

Coin and Bill Terms

These words are used to describe the different forms that money can take. Coins are usually small and metal, while bills (or banknotes) are paper money.
TermExampleTermExample
coina 25-cent coinbilla $20 bill
banknotea 50-euro banknotecentcents
notea 100-pound notecentavocentavos
pennypennydimedime
nickelnickelquartera quarter

Financial Transactions

These words help you describe the actions involved in using money, such as paying, exchanging, or saving.
TermExampleTermExample
payI will pay $10.spendShe spends a lot.
saveSave money for later.exchangeExchange dollars for euros.
withdrawWithdraw cash from ATM.depositDeposit money in bank.
changeCan I have change?chargeThey charged me $5.
transferTransfer money online.refundAsk for a refund.

Banking and Finance

These words are used in more formal or business contexts, such as banking, investing, or accounting.
TermExampleTermExample
accountOpen a bank account.balanceCheck your balance.
interestEarn interest monthly.loanApply for a loan.
currency exchangeCurrency exchange rates vary.credit cardPay by credit card.
debit cardUse a debit card.ATMWithdraw cash at ATM.
statementBank statement arrives monthly.feeThere is a service fee.

What do you call the plastic card used to pay money directly from your bank account?


debit card

A debit card is linked directly to your bank account and withdraws money immediately. A credit card allows borrowing, an ATM card is used for cash withdrawals, and a gift card has a prepaid amount.

What is the word for the amount of money currently in your bank account?


balance

Balance is the amount of money you have in your account. A loan is borrowed money, interest is the extra money earned or paid on a loan, and a fee is a charge for a service.

Useful Phrases

Here are some common phrases that include currency words, which you can use in everyday conversations.
PhraseExamplePhraseExample
How much is it?How much is it?Take my money.Take my money, please.
Keep the change.Keep the change.Can I have a receipt?Can I have a receipt?
It’s on sale.It’s on sale for $5.I’m broke.I’m broke this week.
Pay in cash.I’ll pay in cash.Charge it to my card.Charge it to my card.
What’s the exchange rate?What’s the exchange rate today?

Summary

Currency words include the names of different currencies, terms for coins and bills, words for financial transactions, and vocabulary used in banking and finance. These words help you talk about money clearly and confidently in English.

Last updated: Wed Jun 18, 2025

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